New Bank Account! [Archive]

Tekki

22-10-2005, 11:29 PM

Currently, I am 17 year olds in the UK and I need a new bank.

Where shall I go? I was thinking of HSBC as they have some discounts on their online service.

I preferably need one that comes with a Solo card rather than a Visa Electron or something shoddy like that.

Solo FTW.

MunKy

22-10-2005, 11:32 PM

Natwest without question. No bullshit just what you ask for. And speedy help for card fraud too. Someone nicked my card and spent £100 and they got it for me straight away.

Blackfox

22-10-2005, 11:34 PM

Im with Natwest, they seem to be good. Solo card is accepted pretty much anywhere with the exception of xbox live :(

I also have an ISA with Halifax, they are also good, but i cant comment on their card services as i dont require one.

JonSt

22-10-2005, 11:42 PM

Im with foxy, natwest all the way. Thats what i use, you get a solo card and access to online banking. Means i dont have to get off my arse to see how much money I have.

Charlie

22-10-2005, 11:49 PM

Bank of Scotland! Visa Electron is really good. You can use it in more places than you can Solo.

The3rdChildren

22-10-2005, 11:51 PM

Send your money my way. The Bank of EnGuyland is a safe bet with your hard-earned, and interest rates are incredibly high. So high, in fact, that they're low.

Join now and receive a free Mr. Frosty.

http://www.mailorderexpress.com/shop/prdpics/56295.jpg

Pop the cash into my hand, leave it there and it'll be grand. I'll throw in a bank card if you like... with no cash point in sight, awwww... that's nice!

JonSt

22-10-2005, 11:52 PM

Bank of Scotland! Visa Electron is really good. You can use it in more places than you can Solo.

Lies!!!

http://www.james.pike.dsl.pipex.com...ivereppoint.jpg

Tekki

22-10-2005, 11:54 PM

Well Natwest doesnt seem to have much benefits.

HSBC gets you discounts and some other BSM lessons (which are useless for me)

But from what I've seen, Natwest seems to be quite good in terms of service.

Katie

23-10-2005, 01:22 AM

Don't go to Lloyds, I'm with them but they wont give me a card until I'm 18, pretty stupid really.

I'd choose HSBC, you'll get a switch/solo card from there without any trouble.

Bren

23-10-2005, 01:24 AM

im with HSBC , had a solo from wen i was 16 and they sent me out a switch wen i was just turning 18, pretty gud, i dont have money in it enough to gain from intrest rates, once its in, its out. Theyre online banking is easy to use aswell.,

Platty

23-10-2005, 02:19 AM

im with natwest been with them since i was 16 and im now 22, never had any problems, started with a solo card went onto a switch and i think its now called maestro or something.... they keep putting my overdraft up which is good as i dont get charged for using it..

so yeah i can recomment natwest, although i havent tried any other bank ive heard HSBC are just as good.

rizz

23-10-2005, 12:28 PM

I'm with HSBC, had a nice card to withdraw money since I signed up when I was 11, and I got a solo card when I was 15. It's been all good so far.

Visa Electron sucks. Almost all the sites I buy off don't accept it.

EEVILMURRAY

23-10-2005, 01:41 PM

I back the HSBC massive.

Offerman

23-10-2005, 02:08 PM

Nah Moria, Solo has a much higher exceptance then Visa Electron. Shell garages do not except Visa Electron for fuel, because of the offline system; which is the way Visa Electrons work. Making them unreliable.

I am again with Natwest, they are very very good, they again keep upping my overdraft - and keep me well informed of their measures on combating card fraud. They also offer some very attractive credit cards for students, where you don't feel tied down.

rokhed00

23-10-2005, 02:59 PM

Smile.co.uk are good, you get a visa delta card with it, and if I refer you we get a dozen bottles of wine each.

DS MaNiAc

23-10-2005, 03:18 PM

HSBC, I got my solo card when I was 13 (or was it 12? Can't remember).

Ashley

23-10-2005, 05:28 PM

Natwest without question. No bullshit just what you ask for. And speedy help for card fraud too. Someone nicked my card and spent £100 and they got it for me straight away.

But enquire about their overdrawn charges. I was overdrawn by 9p and they charged me £28.

Eddage

23-10-2005, 06:29 PM

Well I've got a Barclays First additions bank account, have never had any problems with places not accepting the visa electron card and I also get 20% of the first thing I order, each time I order, on cd-wow.co.uk, 20% of most stuff in allsports, and loads of other discounts, also get phone insurance (although the account does cost me £4 a month, but I save that much just from money off cd-wow alone)!

JonSt

23-10-2005, 06:36 PM

My brother got caught in a nasty cycle with natwest of bank charges, ended up costing him £180. me on the otherhand have had no problems whatsoever with them.

Tekki

23-10-2005, 06:46 PM

Well Natwest and HSBC sounds good.

I'll go tomorrow and see if there's any waiting times, and I'll go with the quickest one.

Thanks everyone.

bencallis

23-10-2005, 08:09 PM

Im with hsbc im 15 got a solo last year 14 can be used on the net and in stores :) . Its a live cash one though still.

Raining_again

23-10-2005, 08:51 PM

mr frosty is much fun, he makes love to everyone

Shouldnt that be offerman? :heh:

Raining_again

23-10-2005, 08:57 PM

well, you better watch out if he ever says hes behind you all the way :P

rokhed00

24-10-2005, 12:01 AM

he doesnt make love to everyone tho:P
He hasn't made love to anyone yet, has he?

#1cubeplayer

24-10-2005, 12:03 AM

I believe he's made love to Palmela Handerson on multiple occasions.

Sorry for such a lame joke.